LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,342
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,753
−HK$1,433/mo
Today · 4.125%
HK$48,186
baseline
▲ 0.50% · 4.625%
HK$51,118
+HK$2,932/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,372/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,443
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,796
−HK$1,372/mo
Today · 4.125%
HK$53,168
baseline
▲ 0.50% · 4.625%
HK$55,971
+HK$2,803/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,336/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,411
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,103
−HK$1,720/mo
Today · 4.125%
HK$57,823
baseline
▲ 0.50% · 4.625%
HK$61,341
+HK$3,518/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,646/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,531
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,155
−HK$1,647/mo
Today · 4.125%
HK$63,802
baseline
▲ 0.50% · 4.625%
HK$67,165
+HK$3,363/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,604/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,479
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,454
−HK$2,006/mo
Today · 4.125%
HK$67,460
baseline
▲ 0.50% · 4.625%
HK$71,565
+HK$4,105/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,920/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,620
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,514
−HK$1,921/mo
Today · 4.125%
HK$74,435
baseline
▲ 0.50% · 4.625%
HK$78,359
+HK$3,924/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,870/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,616
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,155
−HK$2,579/mo
Today · 4.125%
HK$86,734
baseline
▲ 0.50% · 4.625%
HK$92,012
+HK$5,278/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,468/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,797
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,232
−HK$2,471/mo
Today · 4.125%
HK$95,703
baseline
▲ 0.50% · 4.625%
HK$100,747
+HK$5,044/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,406/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,678 · Scale 2, in force from 26 Feb 2026)