LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,343
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,753
−HK$1,433/mo
Today · 4.125%
HK$48,186
baseline
▲ 0.50% · 4.625%
HK$51,118
+HK$2,932/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,372/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,444
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,796
−HK$1,373/mo
Today · 4.125%
HK$53,169
baseline
▲ 0.50% · 4.625%
HK$55,972
+HK$2,803/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,338/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,412
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,104
−HK$1,720/mo
Today · 4.125%
HK$57,824
baseline
▲ 0.50% · 4.625%
HK$61,342
+HK$3,518/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,648/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,532
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,156
−HK$1,647/mo
Today · 4.125%
HK$63,803
baseline
▲ 0.50% · 4.625%
HK$67,166
+HK$3,363/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,606/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,480
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,455
−HK$2,006/mo
Today · 4.125%
HK$67,461
baseline
▲ 0.50% · 4.625%
HK$71,566
+HK$4,105/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,922/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,621
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,515
−HK$1,921/mo
Today · 4.125%
HK$74,436
baseline
▲ 0.50% · 4.625%
HK$78,360
+HK$3,924/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,872/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,617
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,156
−HK$2,579/mo
Today · 4.125%
HK$86,735
baseline
▲ 0.50% · 4.625%
HK$92,013
+HK$5,278/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,470/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,798
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,234
−HK$2,470/mo
Today · 4.125%
HK$95,704
baseline
▲ 0.50% · 4.625%
HK$100,749
+HK$5,045/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,408/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,689 · Scale 2, in force from 26 Feb 2026)