LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,344
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,754
−HK$1,433/mo
Today · 4.125%
HK$48,187
baseline
▲ 0.50% · 4.625%
HK$51,119
+HK$2,932/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,374/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,444
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,797
−HK$1,373/mo
Today · 4.125%
HK$53,170
baseline
▲ 0.50% · 4.625%
HK$55,972
+HK$2,802/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,340/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,412
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,105
−HK$1,720/mo
Today · 4.125%
HK$57,825
baseline
▲ 0.50% · 4.625%
HK$61,343
+HK$3,518/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,650/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,533
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,157
−HK$1,647/mo
Today · 4.125%
HK$63,804
baseline
▲ 0.50% · 4.625%
HK$67,167
+HK$3,363/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,608/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,481
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,456
−HK$2,006/mo
Today · 4.125%
HK$67,462
baseline
▲ 0.50% · 4.625%
HK$71,567
+HK$4,105/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,924/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,622
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,516
−HK$1,922/mo
Today · 4.125%
HK$74,438
baseline
▲ 0.50% · 4.625%
HK$78,361
+HK$3,923/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,876/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,619
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,157
−HK$2,580/mo
Today · 4.125%
HK$86,737
baseline
▲ 0.50% · 4.625%
HK$92,015
+HK$5,278/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,474/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,800
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,235
−HK$2,471/mo
Today · 4.125%
HK$95,706
baseline
▲ 0.50% · 4.625%
HK$100,750
+HK$5,044/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,412/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,701 · Scale 2, in force from 26 Feb 2026)