LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,344
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,754
−HK$1,433/mo
Today · 4.125%
HK$48,187
baseline
▲ 0.50% · 4.625%
HK$51,120
+HK$2,933/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,374/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,445
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,798
−HK$1,372/mo
Today · 4.125%
HK$53,170
baseline
▲ 0.50% · 4.625%
HK$55,973
+HK$2,803/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,340/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,413
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,105
−HK$1,720/mo
Today · 4.125%
HK$57,825
baseline
▲ 0.50% · 4.625%
HK$61,343
+HK$3,518/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,650/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,534
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,157
−HK$1,647/mo
Today · 4.125%
HK$63,804
baseline
▲ 0.50% · 4.625%
HK$67,167
+HK$3,363/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,608/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,482
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,456
−HK$2,006/mo
Today · 4.125%
HK$67,462
baseline
▲ 0.50% · 4.625%
HK$71,567
+HK$4,105/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,924/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,623
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,517
−HK$1,921/mo
Today · 4.125%
HK$74,438
baseline
▲ 0.50% · 4.625%
HK$78,362
+HK$3,924/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,876/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,619
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,158
−HK$2,579/mo
Today · 4.125%
HK$86,737
baseline
▲ 0.50% · 4.625%
HK$92,015
+HK$5,278/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,474/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,800
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,236
−HK$2,470/mo
Today · 4.125%
HK$95,706
baseline
▲ 0.50% · 4.625%
HK$100,751
+HK$5,045/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,412/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,705 · Scale 2, in force from 26 Feb 2026)