LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,345
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,756
−HK$1,433/mo
Today · 4.125%
HK$48,189
baseline
▲ 0.50% · 4.625%
HK$51,121
+HK$2,932/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,378/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,446
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,799
−HK$1,373/mo
Today · 4.125%
HK$53,172
baseline
▲ 0.50% · 4.625%
HK$55,975
+HK$2,803/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,344/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,414
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,107
−HK$1,720/mo
Today · 4.125%
HK$57,827
baseline
▲ 0.50% · 4.625%
HK$61,345
+HK$3,518/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,654/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,536
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,159
−HK$1,647/mo
Today · 4.125%
HK$63,806
baseline
▲ 0.50% · 4.625%
HK$67,169
+HK$3,363/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,612/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,484
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,458
−HK$2,007/mo
Today · 4.125%
HK$67,465
baseline
▲ 0.50% · 4.625%
HK$71,570
+HK$4,105/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,930/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,625
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,519
−HK$1,921/mo
Today · 4.125%
HK$74,440
baseline
▲ 0.50% · 4.625%
HK$78,364
+HK$3,924/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,880/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,622
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,161
−HK$2,579/mo
Today · 4.125%
HK$86,740
baseline
▲ 0.50% · 4.625%
HK$92,018
+HK$5,278/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,480/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,803
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,239
−HK$2,470/mo
Today · 4.125%
HK$95,709
baseline
▲ 0.50% · 4.625%
HK$100,754
+HK$5,045/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,418/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,729 · Scale 2, in force from 26 Feb 2026)