LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,346
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,757
−HK$1,433/mo
Today · 4.125%
HK$48,190
baseline
▲ 0.50% · 4.625%
HK$51,122
+HK$2,932/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,380/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,447
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,800
−HK$1,373/mo
Today · 4.125%
HK$53,173
baseline
▲ 0.50% · 4.625%
HK$55,976
+HK$2,803/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,346/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,416
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,108
−HK$1,720/mo
Today · 4.125%
HK$57,828
baseline
▲ 0.50% · 4.625%
HK$61,347
+HK$3,519/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,656/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,537
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,160
−HK$1,647/mo
Today · 4.125%
HK$63,807
baseline
▲ 0.50% · 4.625%
HK$67,171
+HK$3,364/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,614/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,485
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,460
−HK$2,006/mo
Today · 4.125%
HK$67,466
baseline
▲ 0.50% · 4.625%
HK$71,571
+HK$4,105/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,932/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,626
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,520
−HK$1,922/mo
Today · 4.125%
HK$74,442
baseline
▲ 0.50% · 4.625%
HK$78,366
+HK$3,924/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,884/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,623
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,162
−HK$2,580/mo
Today · 4.125%
HK$86,742
baseline
▲ 0.50% · 4.625%
HK$92,020
+HK$5,278/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,484/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,805
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,240
−HK$2,471/mo
Today · 4.125%
HK$95,711
baseline
▲ 0.50% · 4.625%
HK$100,756
+HK$5,045/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,422/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,744 · Scale 2, in force from 26 Feb 2026)