LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,348
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,758
−HK$1,433/mo
Today · 4.125%
HK$48,191
baseline
▲ 0.50% · 4.625%
HK$51,124
+HK$2,933/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,382/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,449
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,802
−HK$1,372/mo
Today · 4.125%
HK$53,174
baseline
▲ 0.50% · 4.625%
HK$55,977
+HK$2,803/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,348/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,417
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,110
−HK$1,720/mo
Today · 4.125%
HK$57,830
baseline
▲ 0.50% · 4.625%
HK$61,348
+HK$3,518/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,660/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,538
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,162
−HK$1,647/mo
Today · 4.125%
HK$63,809
baseline
▲ 0.50% · 4.625%
HK$67,173
+HK$3,364/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,618/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,487
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,461
−HK$2,007/mo
Today · 4.125%
HK$67,468
baseline
▲ 0.50% · 4.625%
HK$71,573
+HK$4,105/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,936/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,628
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,522
−HK$1,922/mo
Today · 4.125%
HK$74,444
baseline
▲ 0.50% · 4.625%
HK$78,368
+HK$3,924/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,888/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,626
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,165
−HK$2,579/mo
Today · 4.125%
HK$86,744
baseline
▲ 0.50% · 4.625%
HK$92,022
+HK$5,278/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,488/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,808
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,243
−HK$2,471/mo
Today · 4.125%
HK$95,714
baseline
▲ 0.50% · 4.625%
HK$100,759
+HK$5,045/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,428/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,765 · Scale 2, in force from 26 Feb 2026)