LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,348
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,759
−HK$1,433/mo
Today · 4.125%
HK$48,192
baseline
▲ 0.50% · 4.625%
HK$51,124
+HK$2,932/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$96,384/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,450
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,803
−HK$1,372/mo
Today · 4.125%
HK$53,175
baseline
▲ 0.50% · 4.625%
HK$55,978
+HK$2,803/mo
Deposit HK$9.94M · loan HK$9.94M · min. income ≈ HK$106,350/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,418
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,111
−HK$1,719/mo
Today · 4.125%
HK$57,830
baseline
▲ 0.50% · 4.625%
HK$61,349
+HK$3,519/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$115,660/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,539
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,163
−HK$1,647/mo
Today · 4.125%
HK$63,810
baseline
▲ 0.50% · 4.625%
HK$67,174
+HK$3,364/mo
Deposit HK$7.95M · loan HK$11.93M · min. income ≈ HK$127,620/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,488
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,462
−HK$2,007/mo
Today · 4.125%
HK$67,469
baseline
▲ 0.50% · 4.625%
HK$71,574
+HK$4,105/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,938/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,629
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,524
−HK$1,921/mo
Today · 4.125%
HK$74,445
baseline
▲ 0.50% · 4.625%
HK$78,369
+HK$3,924/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,890/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,627
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,166
−HK$2,580/mo
Today · 4.125%
HK$86,746
baseline
▲ 0.50% · 4.625%
HK$92,024
+HK$5,278/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,492/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,809
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,245
−HK$2,470/mo
Today · 4.125%
HK$95,715
baseline
▲ 0.50% · 4.625%
HK$100,761
+HK$5,046/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,430/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,777 · Scale 2, in force from 26 Feb 2026)