LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,354
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,765
−HK$1,433/mo
Today · 4.125%
HK$48,198
baseline
▲ 0.50% · 4.625%
HK$51,131
+HK$2,933/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,396/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,456
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,809
−HK$1,373/mo
Today · 4.125%
HK$53,182
baseline
▲ 0.50% · 4.625%
HK$55,986
+HK$2,804/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,364/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,425
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,118
−HK$1,720/mo
Today · 4.125%
HK$57,838
baseline
▲ 0.50% · 4.625%
HK$61,358
+HK$3,520/mo
Deposit HK$7.96M · loan HK$11.93M · min. income ≈ HK$115,676/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,548
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,171
−HK$1,648/mo
Today · 4.125%
HK$63,819
baseline
▲ 0.50% · 4.625%
HK$67,183
+HK$3,364/mo
Deposit HK$7.96M · loan HK$11.93M · min. income ≈ HK$127,638/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,496
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,471
−HK$2,007/mo
Today · 4.125%
HK$67,478
baseline
▲ 0.50% · 4.625%
HK$71,584
+HK$4,106/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,956/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,639
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,533
−HK$1,922/mo
Today · 4.125%
HK$74,455
baseline
▲ 0.50% · 4.625%
HK$78,380
+HK$3,925/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,910/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,638
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,177
−HK$2,580/mo
Today · 4.125%
HK$86,757
baseline
▲ 0.50% · 4.625%
HK$92,036
+HK$5,279/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,514/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,821
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,257
−HK$2,471/mo
Today · 4.125%
HK$95,728
baseline
▲ 0.50% · 4.625%
HK$100,774
+HK$5,046/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,456/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,877 · Scale 2, in force from 26 Feb 2026)