LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,356
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,767
−HK$1,433/mo
Today · 4.125%
HK$48,200
baseline
▲ 0.50% · 4.625%
HK$51,133
+HK$2,933/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,400/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,458
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,812
−HK$1,372/mo
Today · 4.125%
HK$53,184
baseline
▲ 0.50% · 4.625%
HK$55,988
+HK$2,804/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,368/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,427
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,120
−HK$1,720/mo
Today · 4.125%
HK$57,840
baseline
▲ 0.50% · 4.625%
HK$61,360
+HK$3,520/mo
Deposit HK$7.96M · loan HK$11.93M · min. income ≈ HK$115,680/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,550
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,174
−HK$1,647/mo
Today · 4.125%
HK$63,821
baseline
▲ 0.50% · 4.625%
HK$67,185
+HK$3,364/mo
Deposit HK$7.96M · loan HK$11.93M · min. income ≈ HK$127,642/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,499
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,474
−HK$2,007/mo
Today · 4.125%
HK$67,481
baseline
▲ 0.50% · 4.625%
HK$71,587
+HK$4,106/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,962/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,642
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,536
−HK$1,922/mo
Today · 4.125%
HK$74,458
baseline
▲ 0.50% · 4.625%
HK$78,383
+HK$3,925/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,916/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,641
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,181
−HK$2,580/mo
Today · 4.125%
HK$86,761
baseline
▲ 0.50% · 4.625%
HK$92,040
+HK$5,279/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,522/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,825
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,261
−HK$2,471/mo
Today · 4.125%
HK$95,732
baseline
▲ 0.50% · 4.625%
HK$100,778
+HK$5,046/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,464/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$745,906 · Scale 2, in force from 26 Feb 2026)