LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,357
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,767
−HK$1,434/mo
Today · 4.125%
HK$48,201
baseline
▲ 0.50% · 4.625%
HK$51,134
+HK$2,933/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,402/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,459
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,812
−HK$1,373/mo
Today · 4.125%
HK$53,185
baseline
▲ 0.50% · 4.625%
HK$55,988
+HK$2,803/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,370/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,428
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,121
−HK$1,720/mo
Today · 4.125%
HK$57,841
baseline
▲ 0.50% · 4.625%
HK$61,360
+HK$3,519/mo
Deposit HK$7.96M · loan HK$11.93M · min. income ≈ HK$115,682/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,550
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,174
−HK$1,648/mo
Today · 4.125%
HK$63,822
baseline
▲ 0.50% · 4.625%
HK$67,186
+HK$3,364/mo
Deposit HK$7.96M · loan HK$11.93M · min. income ≈ HK$127,644/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,499
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,474
−HK$2,007/mo
Today · 4.125%
HK$67,481
baseline
▲ 0.50% · 4.625%
HK$71,587
+HK$4,106/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,962/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,642
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,537
−HK$1,922/mo
Today · 4.125%
HK$74,459
baseline
▲ 0.50% · 4.625%
HK$78,384
+HK$3,925/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,918/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,642
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,181
−HK$2,580/mo
Today · 4.125%
HK$86,761
baseline
▲ 0.50% · 4.625%
HK$92,041
+HK$5,280/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,522/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$745,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,826
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,262
−HK$2,471/mo
Today · 4.125%
HK$95,733
baseline
▲ 0.50% · 4.625%
HK$100,779
+HK$5,046/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,466/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$745,913 · Scale 2, in force from 26 Feb 2026)