LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,357
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,768
−HK$1,434/mo
Today · 4.125%
HK$48,202
baseline
▲ 0.50% · 4.625%
HK$51,134
+HK$2,932/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,404/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,459
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,813
−HK$1,373/mo
Today · 4.125%
HK$53,186
baseline
▲ 0.50% · 4.625%
HK$55,989
+HK$2,803/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,372/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,429
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,122
−HK$1,720/mo
Today · 4.125%
HK$57,842
baseline
▲ 0.50% · 4.625%
HK$61,361
+HK$3,519/mo
Deposit HK$7.96M · loan HK$11.93M · min. income ≈ HK$115,684/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,551
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,175
−HK$1,648/mo
Today · 4.125%
HK$63,823
baseline
▲ 0.50% · 4.625%
HK$67,187
+HK$3,364/mo
Deposit HK$7.96M · loan HK$11.93M · min. income ≈ HK$127,646/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,500
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,475
−HK$2,007/mo
Today · 4.125%
HK$67,482
baseline
▲ 0.50% · 4.625%
HK$71,588
+HK$4,106/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,964/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,643
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,538
−HK$1,922/mo
Today · 4.125%
HK$74,460
baseline
▲ 0.50% · 4.625%
HK$78,385
+HK$3,925/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,920/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,643
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,183
−HK$2,580/mo
Today · 4.125%
HK$86,763
baseline
▲ 0.50% · 4.625%
HK$92,042
+HK$5,279/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,526/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$745,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,827
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,263
−HK$2,471/mo
Today · 4.125%
HK$95,734
baseline
▲ 0.50% · 4.625%
HK$100,780
+HK$5,046/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,468/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$745,924 · Scale 2, in force from 26 Feb 2026)