LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,359
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,770
−HK$1,433/mo
Today · 4.125%
HK$48,203
baseline
▲ 0.50% · 4.625%
HK$51,136
+HK$2,933/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,406/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,461
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,814
−HK$1,373/mo
Today · 4.125%
HK$53,187
baseline
▲ 0.50% · 4.625%
HK$55,991
+HK$2,804/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,374/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,430
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,123
−HK$1,721/mo
Today · 4.125%
HK$57,844
baseline
▲ 0.50% · 4.625%
HK$61,363
+HK$3,519/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,688/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,553
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,177
−HK$1,648/mo
Today · 4.125%
HK$63,825
baseline
▲ 0.50% · 4.625%
HK$67,189
+HK$3,364/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,650/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,502
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,477
−HK$2,007/mo
Today · 4.125%
HK$67,484
baseline
▲ 0.50% · 4.625%
HK$71,590
+HK$4,106/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,968/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,645
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,540
−HK$1,922/mo
Today · 4.125%
HK$74,462
baseline
▲ 0.50% · 4.625%
HK$78,387
+HK$3,925/mo
Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$148,924/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,645
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,185
−HK$2,580/mo
Today · 4.125%
HK$86,765
baseline
▲ 0.50% · 4.625%
HK$92,045
+HK$5,280/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,530/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$745,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,830
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,266
−HK$2,471/mo
Today · 4.125%
HK$95,737
baseline
▲ 0.50% · 4.625%
HK$100,783
+HK$5,046/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,474/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$745,946 · Scale 2, in force from 26 Feb 2026)