LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,361
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,772
−HK$1,433/mo
Today · 4.125%
HK$48,205
baseline
▲ 0.50% · 4.625%
HK$51,139
+HK$2,934/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,410/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,464
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,817
−HK$1,373/mo
Today · 4.125%
HK$53,190
baseline
▲ 0.50% · 4.625%
HK$55,994
+HK$2,804/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,380/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$745,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,433
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,126
−HK$1,721/mo
Today · 4.125%
HK$57,847
baseline
▲ 0.50% · 4.625%
HK$61,366
+HK$3,519/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,694/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,556
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,180
−HK$1,648/mo
Today · 4.125%
HK$63,828
baseline
▲ 0.50% · 4.625%
HK$67,192
+HK$3,364/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,656/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$745,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,505
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,481
−HK$2,007/mo
Today · 4.125%
HK$67,488
baseline
▲ 0.50% · 4.625%
HK$71,594
+HK$4,106/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$134,976/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,649
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,544
−HK$1,922/mo
Today · 4.125%
HK$74,466
baseline
▲ 0.50% · 4.625%
HK$78,391
+HK$3,925/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$148,932/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,650
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,189
−HK$2,581/mo
Today · 4.125%
HK$86,770
baseline
▲ 0.50% · 4.625%
HK$92,050
+HK$5,280/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,540/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$745,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,834
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,271
−HK$2,471/mo
Today · 4.125%
HK$95,742
baseline
▲ 0.50% · 4.625%
HK$100,789
+HK$5,047/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,484/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$745,985 · Scale 2, in force from 26 Feb 2026)