LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,363
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,774
−HK$1,434/mo
Today · 4.125%
HK$48,208
baseline
▲ 0.50% · 4.625%
HK$51,141
+HK$2,933/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,416/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$746,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,466
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,819
−HK$1,373/mo
Today · 4.125%
HK$53,192
baseline
▲ 0.50% · 4.625%
HK$55,996
+HK$2,804/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,384/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$746,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,435
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,129
−HK$1,720/mo
Today · 4.125%
HK$57,849
baseline
▲ 0.50% · 4.625%
HK$61,369
+HK$3,520/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,698/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$746,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,559
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,183
−HK$1,648/mo
Today · 4.125%
HK$63,831
baseline
▲ 0.50% · 4.625%
HK$67,195
+HK$3,364/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,662/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$746,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,508
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,483
−HK$2,008/mo
Today · 4.125%
HK$67,491
baseline
▲ 0.50% · 4.625%
HK$71,597
+HK$4,106/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$134,982/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$746,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,652
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,547
−HK$1,922/mo
Today · 4.125%
HK$74,469
baseline
▲ 0.50% · 4.625%
HK$78,394
+HK$3,925/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$148,938/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$746,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,653
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,193
−HK$2,581/mo
Today · 4.125%
HK$86,774
baseline
▲ 0.50% · 4.625%
HK$92,053
+HK$5,279/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,548/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,838
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,275
−HK$2,471/mo
Today · 4.125%
HK$95,746
baseline
▲ 0.50% · 4.625%
HK$100,793
+HK$5,047/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,492/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,016 · Scale 2, in force from 26 Feb 2026)