LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,364
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,775
−HK$1,434/mo
Today · 4.125%
HK$48,209
baseline
▲ 0.50% · 4.625%
HK$51,142
+HK$2,933/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,418/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$746,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,467
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,820
−HK$1,373/mo
Today · 4.125%
HK$53,193
baseline
▲ 0.50% · 4.625%
HK$55,997
+HK$2,804/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,386/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$746,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,437
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,130
−HK$1,720/mo
Today · 4.125%
HK$57,850
baseline
▲ 0.50% · 4.625%
HK$61,370
+HK$3,520/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,700/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$746,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,560
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,184
−HK$1,648/mo
Today · 4.125%
HK$63,832
baseline
▲ 0.50% · 4.625%
HK$67,197
+HK$3,365/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,664/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$746,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,509
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,485
−HK$2,007/mo
Today · 4.125%
HK$67,492
baseline
▲ 0.50% · 4.625%
HK$71,599
+HK$4,107/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$134,984/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$746,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,654
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,548
−HK$1,923/mo
Today · 4.125%
HK$74,471
baseline
▲ 0.50% · 4.625%
HK$78,396
+HK$3,925/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$148,942/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$746,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,655
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,195
−HK$2,580/mo
Today · 4.125%
HK$86,775
baseline
▲ 0.50% · 4.625%
HK$92,055
+HK$5,280/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$173,550/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,840
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,277
−HK$2,471/mo
Today · 4.125%
HK$95,748
baseline
▲ 0.50% · 4.625%
HK$100,795
+HK$5,047/mo
Deposit HK$1.99M · loan HK$17.90M · min. income ≈ HK$191,496/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,032 · Scale 2, in force from 26 Feb 2026)