LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,366
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,777
−HK$1,434/mo
Today · 4.125%
HK$48,211
baseline
▲ 0.50% · 4.625%
HK$51,144
+HK$2,933/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,422/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$746,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,469
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,822
−HK$1,374/mo
Today · 4.125%
HK$53,196
baseline
▲ 0.50% · 4.625%
HK$56,000
+HK$2,804/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,392/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$746,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,439
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,132
−HK$1,721/mo
Today · 4.125%
HK$57,853
baseline
▲ 0.50% · 4.625%
HK$61,373
+HK$3,520/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,706/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$746,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,563
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,187
−HK$1,648/mo
Today · 4.125%
HK$63,835
baseline
▲ 0.50% · 4.625%
HK$67,200
+HK$3,365/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,670/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$746,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,512
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,488
−HK$2,007/mo
Today · 4.125%
HK$67,495
baseline
▲ 0.50% · 4.625%
HK$71,602
+HK$4,107/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$134,990/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$746,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,657
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,551
−HK$1,923/mo
Today · 4.125%
HK$74,474
baseline
▲ 0.50% · 4.625%
HK$78,399
+HK$3,925/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$148,948/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$746,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,658
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,198
−HK$2,581/mo
Today · 4.125%
HK$86,779
baseline
▲ 0.50% · 4.625%
HK$92,059
+HK$5,280/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,558/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,844
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,280
−HK$2,472/mo
Today · 4.125%
HK$95,752
baseline
▲ 0.50% · 4.625%
HK$100,799
+HK$5,047/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,504/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,064 · Scale 2, in force from 26 Feb 2026)