LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,366
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,778
−HK$1,433/mo
Today · 4.125%
HK$48,211
baseline
▲ 0.50% · 4.625%
HK$51,145
+HK$2,934/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,422/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$746,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,470
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,823
−HK$1,373/mo
Today · 4.125%
HK$53,196
baseline
▲ 0.50% · 4.625%
HK$56,000
+HK$2,804/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,392/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$746,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,440
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,133
−HK$1,721/mo
Today · 4.125%
HK$57,854
baseline
▲ 0.50% · 4.625%
HK$61,374
+HK$3,520/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,708/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$746,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,564
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,188
−HK$1,648/mo
Today · 4.125%
HK$63,836
baseline
▲ 0.50% · 4.625%
HK$67,201
+HK$3,365/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,672/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$746,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,513
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,489
−HK$2,007/mo
Today · 4.125%
HK$67,496
baseline
▲ 0.50% · 4.625%
HK$71,603
+HK$4,107/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$134,992/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$746,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,658
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,553
−HK$1,922/mo
Today · 4.125%
HK$74,475
baseline
▲ 0.50% · 4.625%
HK$78,401
+HK$3,926/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$148,950/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$746,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,660
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,200
−HK$2,580/mo
Today · 4.125%
HK$86,780
baseline
▲ 0.50% · 4.625%
HK$92,061
+HK$5,281/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,560/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,845
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,282
−HK$2,472/mo
Today · 4.125%
HK$95,754
baseline
▲ 0.50% · 4.625%
HK$100,801
+HK$5,047/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,508/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,075 · Scale 2, in force from 26 Feb 2026)