LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,367
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,778
−HK$1,434/mo
Today · 4.125%
HK$48,212
baseline
▲ 0.50% · 4.625%
HK$51,146
+HK$2,934/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,424/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$746,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,470
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,824
−HK$1,373/mo
Today · 4.125%
HK$53,197
baseline
▲ 0.50% · 4.625%
HK$56,001
+HK$2,804/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,394/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$746,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,441
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,134
−HK$1,720/mo
Today · 4.125%
HK$57,854
baseline
▲ 0.50% · 4.625%
HK$61,375
+HK$3,521/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,708/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$746,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,565
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,189
−HK$1,648/mo
Today · 4.125%
HK$63,837
baseline
▲ 0.50% · 4.625%
HK$67,202
+HK$3,365/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,674/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$746,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,514
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,490
−HK$2,007/mo
Today · 4.125%
HK$67,497
baseline
▲ 0.50% · 4.625%
HK$71,604
+HK$4,107/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$134,994/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$746,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,659
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,554
−HK$1,922/mo
Today · 4.125%
HK$74,476
baseline
▲ 0.50% · 4.625%
HK$78,402
+HK$3,926/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$148,952/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$746,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,661
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,201
−HK$2,581/mo
Today · 4.125%
HK$86,782
baseline
▲ 0.50% · 4.625%
HK$92,062
+HK$5,280/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,564/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,847
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,283
−HK$2,472/mo
Today · 4.125%
HK$95,755
baseline
▲ 0.50% · 4.625%
HK$100,802
+HK$5,047/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,510/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,086 · Scale 2, in force from 26 Feb 2026)