LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,369
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,780
−HK$1,434/mo
Today · 4.125%
HK$48,214
baseline
▲ 0.50% · 4.625%
HK$51,148
+HK$2,934/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,428/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$746,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,473
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,826
−HK$1,373/mo
Today · 4.125%
HK$53,199
baseline
▲ 0.50% · 4.625%
HK$56,004
+HK$2,805/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,398/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$746,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,443
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,136
−HK$1,721/mo
Today · 4.125%
HK$57,857
baseline
▲ 0.50% · 4.625%
HK$61,377
+HK$3,520/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,714/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$746,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,567
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,191
−HK$1,648/mo
Today · 4.125%
HK$63,839
baseline
▲ 0.50% · 4.625%
HK$67,204
+HK$3,365/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,678/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$746,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,517
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,492
−HK$2,008/mo
Today · 4.125%
HK$67,500
baseline
▲ 0.50% · 4.625%
HK$71,607
+HK$4,107/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,000/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,662
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,557
−HK$1,922/mo
Today · 4.125%
HK$74,479
baseline
▲ 0.50% · 4.625%
HK$78,405
+HK$3,926/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$148,958/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,664
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,204
−HK$2,581/mo
Today · 4.125%
HK$86,785
baseline
▲ 0.50% · 4.625%
HK$92,066
+HK$5,281/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,570/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,851
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,287
−HK$2,472/mo
Today · 4.125%
HK$95,759
baseline
▲ 0.50% · 4.625%
HK$100,807
+HK$5,048/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,518/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,117 · Scale 2, in force from 26 Feb 2026)