LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,372
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,784
−HK$1,433/mo
Today · 4.125%
HK$48,217
baseline
▲ 0.50% · 4.625%
HK$51,151
+HK$2,934/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,434/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,476
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,830
−HK$1,373/mo
Today · 4.125%
HK$53,203
baseline
▲ 0.50% · 4.625%
HK$56,008
+HK$2,805/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,406/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,447
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,140
−HK$1,721/mo
Today · 4.125%
HK$57,861
baseline
▲ 0.50% · 4.625%
HK$61,382
+HK$3,521/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,722/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,571
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,196
−HK$1,648/mo
Today · 4.125%
HK$63,844
baseline
▲ 0.50% · 4.625%
HK$67,209
+HK$3,365/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,688/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,521
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,497
−HK$2,007/mo
Today · 4.125%
HK$67,504
baseline
▲ 0.50% · 4.625%
HK$71,612
+HK$4,108/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,008/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,667
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,562
−HK$1,923/mo
Today · 4.125%
HK$74,485
baseline
▲ 0.50% · 4.625%
HK$78,411
+HK$3,926/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$148,970/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,670
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,210
−HK$2,581/mo
Today · 4.125%
HK$86,791
baseline
▲ 0.50% · 4.625%
HK$92,073
+HK$5,282/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,582/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,857
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,294
−HK$2,472/mo
Today · 4.125%
HK$95,766
baseline
▲ 0.50% · 4.625%
HK$100,814
+HK$5,048/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,532/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,171 · Scale 2, in force from 26 Feb 2026)