LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,376
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,787
−HK$1,434/mo
Today · 4.125%
HK$48,221
baseline
▲ 0.50% · 4.625%
HK$51,155
+HK$2,934/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,442/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,480
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,834
−HK$1,373/mo
Today · 4.125%
HK$53,207
baseline
▲ 0.50% · 4.625%
HK$56,012
+HK$2,805/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,414/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,451
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,144
−HK$1,721/mo
Today · 4.125%
HK$57,865
baseline
▲ 0.50% · 4.625%
HK$61,386
+HK$3,521/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,730/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,576
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,201
−HK$1,648/mo
Today · 4.125%
HK$63,849
baseline
▲ 0.50% · 4.625%
HK$67,214
+HK$3,365/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,698/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,526
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,502
−HK$2,007/mo
Today · 4.125%
HK$67,509
baseline
▲ 0.50% · 4.625%
HK$71,617
+HK$4,108/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,018/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,672
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,567
−HK$1,923/mo
Today · 4.125%
HK$74,490
baseline
▲ 0.50% · 4.625%
HK$78,417
+HK$3,927/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$148,980/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,676
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$84,217
−HK$2,581/mo
Today · 4.125%
HK$86,798
baseline
▲ 0.50% · 4.625%
HK$92,079
+HK$5,281/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,596/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,864
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,301
−HK$2,472/mo
Today · 4.125%
HK$95,773
baseline
▲ 0.50% · 4.625%
HK$100,821
+HK$5,048/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,546/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,226 · Scale 2, in force from 26 Feb 2026)