LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,377
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,788
−HK$1,434/mo
Today · 4.125%
HK$48,222
baseline
▲ 0.50% · 4.625%
HK$51,156
+HK$2,934/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,444/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,481
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,835
−HK$1,373/mo
Today · 4.125%
HK$53,208
baseline
▲ 0.50% · 4.625%
HK$56,013
+HK$2,805/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,416/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,452
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,146
−HK$1,720/mo
Today · 4.125%
HK$57,866
baseline
▲ 0.50% · 4.625%
HK$61,387
+HK$3,521/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,732/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,577
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,202
−HK$1,648/mo
Today · 4.125%
HK$63,850
baseline
▲ 0.50% · 4.625%
HK$67,216
+HK$3,366/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,700/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,527
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,503
−HK$2,008/mo
Today · 4.125%
HK$67,511
baseline
▲ 0.50% · 4.625%
HK$71,619
+HK$4,108/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,022/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,673
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,569
−HK$1,923/mo
Today · 4.125%
HK$74,492
baseline
▲ 0.50% · 4.625%
HK$78,418
+HK$3,926/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$148,984/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,678
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$84,218
−HK$2,582/mo
Today · 4.125%
HK$86,800
baseline
▲ 0.50% · 4.625%
HK$92,081
+HK$5,281/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,600/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,866
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,303
−HK$2,472/mo
Today · 4.125%
HK$95,775
baseline
▲ 0.50% · 4.625%
HK$100,823
+HK$5,048/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,550/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,241 · Scale 2, in force from 26 Feb 2026)