LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,377
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,789
−HK$1,434/mo
Today · 4.125%
HK$48,223
baseline
▲ 0.50% · 4.625%
HK$51,157
+HK$2,934/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,446/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,482
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,836
−HK$1,373/mo
Today · 4.125%
HK$53,209
baseline
▲ 0.50% · 4.625%
HK$56,014
+HK$2,805/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,418/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,453
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,147
−HK$1,721/mo
Today · 4.125%
HK$57,868
baseline
▲ 0.50% · 4.625%
HK$61,389
+HK$3,521/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,736/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,578
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,203
−HK$1,648/mo
Today · 4.125%
HK$63,851
baseline
▲ 0.50% · 4.625%
HK$67,217
+HK$3,366/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,702/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,528
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,505
−HK$2,007/mo
Today · 4.125%
HK$67,512
baseline
▲ 0.50% · 4.625%
HK$71,620
+HK$4,108/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,024/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,675
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,570
−HK$1,923/mo
Today · 4.125%
HK$74,493
baseline
▲ 0.50% · 4.625%
HK$78,420
+HK$3,927/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$148,986/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,679
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,220
−HK$2,582/mo
Today · 4.125%
HK$86,802
baseline
▲ 0.50% · 4.625%
HK$92,083
+HK$5,281/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,604/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,868
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,305
−HK$2,472/mo
Today · 4.125%
HK$95,777
baseline
▲ 0.50% · 4.625%
HK$100,825
+HK$5,048/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,554/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,257 · Scale 2, in force from 26 Feb 2026)