LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,378
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,789
−HK$1,434/mo
Today · 4.125%
HK$48,223
baseline
▲ 0.50% · 4.625%
HK$51,158
+HK$2,935/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,446/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,482
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,836
−HK$1,374/mo
Today · 4.125%
HK$53,210
baseline
▲ 0.50% · 4.625%
HK$56,014
+HK$2,804/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,420/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,453
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,147
−HK$1,721/mo
Today · 4.125%
HK$57,868
baseline
▲ 0.50% · 4.625%
HK$61,389
+HK$3,521/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,736/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,579
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,203
−HK$1,649/mo
Today · 4.125%
HK$63,852
baseline
▲ 0.50% · 4.625%
HK$67,217
+HK$3,365/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,704/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,529
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,505
−HK$2,008/mo
Today · 4.125%
HK$67,513
baseline
▲ 0.50% · 4.625%
HK$71,621
+HK$4,108/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,026/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,675
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,571
−HK$1,923/mo
Today · 4.125%
HK$74,494
baseline
▲ 0.50% · 4.625%
HK$78,420
+HK$3,926/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$148,988/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,680
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$84,221
−HK$2,581/mo
Today · 4.125%
HK$86,802
baseline
▲ 0.50% · 4.625%
HK$92,084
+HK$5,282/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,604/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,868
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$93,305
−HK$2,473/mo
Today · 4.125%
HK$95,778
baseline
▲ 0.50% · 4.625%
HK$100,826
+HK$5,048/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,556/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,262 · Scale 2, in force from 26 Feb 2026)