LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,381
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,792
−HK$1,434/mo
Today · 4.125%
HK$48,226
baseline
▲ 0.50% · 4.625%
HK$51,161
+HK$2,935/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,452/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,486
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,840
−HK$1,373/mo
Today · 4.125%
HK$53,213
baseline
▲ 0.50% · 4.625%
HK$56,018
+HK$2,805/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,426/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,457
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,151
−HK$1,721/mo
Today · 4.125%
HK$57,872
baseline
▲ 0.50% · 4.625%
HK$61,393
+HK$3,521/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,744/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,583
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,207
−HK$1,649/mo
Today · 4.125%
HK$63,856
baseline
▲ 0.50% · 4.625%
HK$67,222
+HK$3,366/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,712/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,533
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,509
−HK$2,008/mo
Today · 4.125%
HK$67,517
baseline
▲ 0.50% · 4.625%
HK$71,625
+HK$4,108/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,034/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,680
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,575
−HK$1,923/mo
Today · 4.125%
HK$74,498
baseline
▲ 0.50% · 4.625%
HK$78,425
+HK$3,927/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$148,996/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,685
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,226
−HK$2,582/mo
Today · 4.125%
HK$86,808
baseline
▲ 0.50% · 4.625%
HK$92,090
+HK$5,282/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,616/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,874
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$93,311
−HK$2,473/mo
Today · 4.125%
HK$95,784
baseline
▲ 0.50% · 4.625%
HK$100,832
+HK$5,048/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,568/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,309 · Scale 2, in force from 26 Feb 2026)