LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,382
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,794
−HK$1,434/mo
Today · 4.125%
HK$48,228
baseline
▲ 0.50% · 4.625%
HK$51,162
+HK$2,934/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,456/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,487
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,841
−HK$1,374/mo
Today · 4.125%
HK$53,215
baseline
▲ 0.50% · 4.625%
HK$56,020
+HK$2,805/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,430/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,458
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,152
−HK$1,721/mo
Today · 4.125%
HK$57,873
baseline
▲ 0.50% · 4.625%
HK$61,395
+HK$3,522/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,746/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,584
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,209
−HK$1,649/mo
Today · 4.125%
HK$63,858
baseline
▲ 0.50% · 4.625%
HK$67,224
+HK$3,366/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,716/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,535
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,511
−HK$2,008/mo
Today · 4.125%
HK$67,519
baseline
▲ 0.50% · 4.625%
HK$71,627
+HK$4,108/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,038/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,682
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,577
−HK$1,923/mo
Today · 4.125%
HK$74,500
baseline
▲ 0.50% · 4.625%
HK$78,427
+HK$3,927/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$149,000/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,688
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$84,228
−HK$2,582/mo
Today · 4.125%
HK$86,810
baseline
▲ 0.50% · 4.625%
HK$92,092
+HK$5,282/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,620/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,877
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,314
−HK$2,472/mo
Today · 4.125%
HK$95,786
baseline
▲ 0.50% · 4.625%
HK$100,835
+HK$5,049/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,572/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,330 · Scale 2, in force from 26 Feb 2026)