LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,383
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,795
−HK$1,434/mo
Today · 4.125%
HK$48,229
baseline
▲ 0.50% · 4.625%
HK$51,164
+HK$2,935/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,458/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,488
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,842
−HK$1,374/mo
Today · 4.125%
HK$53,216
baseline
▲ 0.50% · 4.625%
HK$56,021
+HK$2,805/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,432/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,460
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,154
−HK$1,721/mo
Today · 4.125%
HK$57,875
baseline
▲ 0.50% · 4.625%
HK$61,396
+HK$3,521/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,750/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,586
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,211
−HK$1,648/mo
Today · 4.125%
HK$63,859
baseline
▲ 0.50% · 4.625%
HK$67,225
+HK$3,366/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,718/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,536
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,513
−HK$2,008/mo
Today · 4.125%
HK$67,521
baseline
▲ 0.50% · 4.625%
HK$71,629
+HK$4,108/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,042/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,684
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,579
−HK$1,923/mo
Today · 4.125%
HK$74,502
baseline
▲ 0.50% · 4.625%
HK$78,429
+HK$3,927/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$149,004/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,690
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$84,231
−HK$2,581/mo
Today · 4.125%
HK$86,812
baseline
▲ 0.50% · 4.625%
HK$92,095
+HK$5,283/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,624/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,879
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$93,316
−HK$2,473/mo
Today · 4.125%
HK$95,789
baseline
▲ 0.50% · 4.625%
HK$100,838
+HK$5,049/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,578/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,349 · Scale 2, in force from 26 Feb 2026)