LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,387
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,799
−HK$1,434/mo
Today · 4.125%
HK$48,233
baseline
▲ 0.50% · 4.625%
HK$51,168
+HK$2,935/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,466/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,493
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,847
−HK$1,374/mo
Today · 4.125%
HK$53,221
baseline
▲ 0.50% · 4.625%
HK$56,026
+HK$2,805/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,442/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,465
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,159
−HK$1,721/mo
Today · 4.125%
HK$57,880
baseline
▲ 0.50% · 4.625%
HK$61,402
+HK$3,522/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,760/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,591
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,216
−HK$1,649/mo
Today · 4.125%
HK$63,865
baseline
▲ 0.50% · 4.625%
HK$67,231
+HK$3,366/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,730/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,542
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,519
−HK$2,008/mo
Today · 4.125%
HK$67,527
baseline
▲ 0.50% · 4.625%
HK$71,636
+HK$4,109/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,054/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,690
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,586
−HK$1,923/mo
Today · 4.125%
HK$74,509
baseline
▲ 0.50% · 4.625%
HK$78,437
+HK$3,928/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$149,018/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,697
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,238
−HK$2,582/mo
Today · 4.125%
HK$86,820
baseline
▲ 0.50% · 4.625%
HK$92,103
+HK$5,283/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,640/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,887
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$93,325
−HK$2,472/mo
Today · 4.125%
HK$95,797
baseline
▲ 0.50% · 4.625%
HK$100,847
+HK$5,050/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,594/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,417 · Scale 2, in force from 26 Feb 2026)