LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,389
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,801
−HK$1,434/mo
Today · 4.125%
HK$48,235
baseline
▲ 0.50% · 4.625%
HK$51,170
+HK$2,935/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,470/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,494
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,849
−HK$1,374/mo
Today · 4.125%
HK$53,223
baseline
▲ 0.50% · 4.625%
HK$56,028
+HK$2,805/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,446/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,466
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,161
−HK$1,721/mo
Today · 4.125%
HK$57,882
baseline
▲ 0.50% · 4.625%
HK$61,404
+HK$3,522/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,764/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,593
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,218
−HK$1,649/mo
Today · 4.125%
HK$63,867
baseline
▲ 0.50% · 4.625%
HK$67,234
+HK$3,367/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,734/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,544
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,521
−HK$2,008/mo
Today · 4.125%
HK$67,529
baseline
▲ 0.50% · 4.625%
HK$71,638
+HK$4,109/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,058/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,692
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,588
−HK$1,924/mo
Today · 4.125%
HK$74,512
baseline
▲ 0.50% · 4.625%
HK$78,439
+HK$3,927/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$149,024/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,700
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,241
−HK$2,582/mo
Today · 4.125%
HK$86,823
baseline
▲ 0.50% · 4.625%
HK$92,106
+HK$5,283/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,646/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,890
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,328
−HK$2,473/mo
Today · 4.125%
HK$95,801
baseline
▲ 0.50% · 4.625%
HK$100,850
+HK$5,049/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,602/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,441 · Scale 2, in force from 26 Feb 2026)