LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,389
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,801
−HK$1,435/mo
Today · 4.125%
HK$48,236
baseline
▲ 0.50% · 4.625%
HK$51,171
+HK$2,935/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,472/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,495
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,850
−HK$1,373/mo
Today · 4.125%
HK$53,223
baseline
▲ 0.50% · 4.625%
HK$56,029
+HK$2,806/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,446/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,467
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,162
−HK$1,721/mo
Today · 4.125%
HK$57,883
baseline
▲ 0.50% · 4.625%
HK$61,405
+HK$3,522/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,766/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,594
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,219
−HK$1,649/mo
Today · 4.125%
HK$63,868
baseline
▲ 0.50% · 4.625%
HK$67,235
+HK$3,367/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,736/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,545
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,522
−HK$2,008/mo
Today · 4.125%
HK$67,530
baseline
▲ 0.50% · 4.625%
HK$71,639
+HK$4,109/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,060/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,693
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,589
−HK$1,924/mo
Today · 4.125%
HK$74,513
baseline
▲ 0.50% · 4.625%
HK$78,440
+HK$3,927/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$149,026/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,701
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,242
−HK$2,582/mo
Today · 4.125%
HK$86,824
baseline
▲ 0.50% · 4.625%
HK$92,107
+HK$5,283/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$173,648/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,892
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$93,329
−HK$2,473/mo
Today · 4.125%
HK$95,802
baseline
▲ 0.50% · 4.625%
HK$100,852
+HK$5,050/mo
Deposit HK$1.99M · loan HK$17.91M · min. income ≈ HK$191,604/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,453 · Scale 2, in force from 26 Feb 2026)