LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,390
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,802
−HK$1,435/mo
Today · 4.125%
HK$48,237
baseline
▲ 0.50% · 4.625%
HK$51,172
+HK$2,935/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,474/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,496
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,851
−HK$1,374/mo
Today · 4.125%
HK$53,225
baseline
▲ 0.50% · 4.625%
HK$56,030
+HK$2,805/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,450/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,469
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,163
−HK$1,721/mo
Today · 4.125%
HK$57,884
baseline
▲ 0.50% · 4.625%
HK$61,406
+HK$3,522/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,768/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,596
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,221
−HK$1,648/mo
Today · 4.125%
HK$63,869
baseline
▲ 0.50% · 4.625%
HK$67,236
+HK$3,367/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,738/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,547
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,523
−HK$2,009/mo
Today · 4.125%
HK$67,532
baseline
▲ 0.50% · 4.625%
HK$71,641
+HK$4,109/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,064/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,695
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,591
−HK$1,923/mo
Today · 4.125%
HK$74,514
baseline
▲ 0.50% · 4.625%
HK$78,442
+HK$3,928/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$149,028/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,703
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,244
−HK$2,582/mo
Today · 4.125%
HK$86,826
baseline
▲ 0.50% · 4.625%
HK$92,109
+HK$5,283/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,652/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,894
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$93,331
−HK$2,473/mo
Today · 4.125%
HK$95,804
baseline
▲ 0.50% · 4.625%
HK$100,854
+HK$5,050/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,608/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,470 · Scale 2, in force from 26 Feb 2026)