LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,391
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,803
−HK$1,434/mo
Today · 4.125%
HK$48,237
baseline
▲ 0.50% · 4.625%
HK$51,173
+HK$2,936/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,474/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,497
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,851
−HK$1,374/mo
Today · 4.125%
HK$53,225
baseline
▲ 0.50% · 4.625%
HK$56,031
+HK$2,806/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,450/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,469
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,164
−HK$1,721/mo
Today · 4.125%
HK$57,885
baseline
▲ 0.50% · 4.625%
HK$61,407
+HK$3,522/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,770/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,597
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,222
−HK$1,648/mo
Today · 4.125%
HK$63,870
baseline
▲ 0.50% · 4.625%
HK$67,237
+HK$3,367/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,740/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,547
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,524
−HK$2,008/mo
Today · 4.125%
HK$67,532
baseline
▲ 0.50% · 4.625%
HK$71,642
+HK$4,110/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,064/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,696
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,592
−HK$1,923/mo
Today · 4.125%
HK$74,515
baseline
▲ 0.50% · 4.625%
HK$78,443
+HK$3,928/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$149,030/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,704
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,245
−HK$2,582/mo
Today · 4.125%
HK$86,827
baseline
▲ 0.50% · 4.625%
HK$92,111
+HK$5,284/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,654/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,895
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,333
−HK$2,473/mo
Today · 4.125%
HK$95,806
baseline
▲ 0.50% · 4.625%
HK$100,856
+HK$5,050/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,612/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,480 · Scale 2, in force from 26 Feb 2026)