LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,392
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,803
−HK$1,435/mo
Today · 4.125%
HK$48,238
baseline
▲ 0.50% · 4.625%
HK$51,173
+HK$2,935/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,476/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,498
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,852
−HK$1,374/mo
Today · 4.125%
HK$53,226
baseline
▲ 0.50% · 4.625%
HK$56,032
+HK$2,806/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,452/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,470
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,164
−HK$1,722/mo
Today · 4.125%
HK$57,886
baseline
▲ 0.50% · 4.625%
HK$61,408
+HK$3,522/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,772/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,597
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,222
−HK$1,649/mo
Today · 4.125%
HK$63,871
baseline
▲ 0.50% · 4.625%
HK$67,238
+HK$3,367/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,742/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,548
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,525
−HK$2,008/mo
Today · 4.125%
HK$67,533
baseline
▲ 0.50% · 4.625%
HK$71,642
+HK$4,109/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,066/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,697
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,593
−HK$1,923/mo
Today · 4.125%
HK$74,516
baseline
▲ 0.50% · 4.625%
HK$78,444
+HK$3,928/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$149,032/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,705
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,246
−HK$2,582/mo
Today · 4.125%
HK$86,828
baseline
▲ 0.50% · 4.625%
HK$92,112
+HK$5,284/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,656/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,896
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,334
−HK$2,473/mo
Today · 4.125%
HK$95,807
baseline
▲ 0.50% · 4.625%
HK$100,857
+HK$5,050/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,614/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,488 · Scale 2, in force from 26 Feb 2026)