LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,392
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,804
−HK$1,435/mo
Today · 4.125%
HK$48,239
baseline
▲ 0.50% · 4.625%
HK$51,174
+HK$2,935/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,478/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,498
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,853
−HK$1,374/mo
Today · 4.125%
HK$53,227
baseline
▲ 0.50% · 4.625%
HK$56,032
+HK$2,805/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,454/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,471
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,165
−HK$1,722/mo
Today · 4.125%
HK$57,887
baseline
▲ 0.50% · 4.625%
HK$61,409
+HK$3,522/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,774/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,598
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,223
−HK$1,649/mo
Today · 4.125%
HK$63,872
baseline
▲ 0.50% · 4.625%
HK$67,239
+HK$3,367/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,744/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,549
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,526
−HK$2,008/mo
Today · 4.125%
HK$67,534
baseline
▲ 0.50% · 4.625%
HK$71,644
+HK$4,110/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,068/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,698
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,594
−HK$1,923/mo
Today · 4.125%
HK$74,517
baseline
▲ 0.50% · 4.625%
HK$78,445
+HK$3,928/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$149,034/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,706
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$84,248
−HK$2,582/mo
Today · 4.125%
HK$86,830
baseline
▲ 0.50% · 4.625%
HK$92,113
+HK$5,283/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,660/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,897
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,335
−HK$2,473/mo
Today · 4.125%
HK$95,808
baseline
▲ 0.50% · 4.625%
HK$100,858
+HK$5,050/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,616/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,501 · Scale 2, in force from 26 Feb 2026)