LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,393
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,805
−HK$1,435/mo
Today · 4.125%
HK$48,240
baseline
▲ 0.50% · 4.625%
HK$51,175
+HK$2,935/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,480/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,499
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,854
−HK$1,374/mo
Today · 4.125%
HK$53,228
baseline
▲ 0.50% · 4.625%
HK$56,033
+HK$2,805/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,456/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,472
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,166
−HK$1,722/mo
Today · 4.125%
HK$57,888
baseline
▲ 0.50% · 4.625%
HK$61,410
+HK$3,522/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$115,776/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,599
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,225
−HK$1,648/mo
Today · 4.125%
HK$63,873
baseline
▲ 0.50% · 4.625%
HK$67,240
+HK$3,367/mo
Deposit HK$7.96M · loan HK$11.94M · min. income ≈ HK$127,746/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,550
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,527
−HK$2,009/mo
Today · 4.125%
HK$67,536
baseline
▲ 0.50% · 4.625%
HK$71,645
+HK$4,109/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$135,072/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,699
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,595
−HK$1,924/mo
Today · 4.125%
HK$74,519
baseline
▲ 0.50% · 4.625%
HK$78,447
+HK$3,928/mo
Deposit HK$5.97M · loan HK$13.93M · min. income ≈ HK$149,038/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,708
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,249
−HK$2,582/mo
Today · 4.125%
HK$86,831
baseline
▲ 0.50% · 4.625%
HK$92,115
+HK$5,284/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,662/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,899
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,337
−HK$2,473/mo
Today · 4.125%
HK$95,810
baseline
▲ 0.50% · 4.625%
HK$100,860
+HK$5,050/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,620/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,514 · Scale 2, in force from 26 Feb 2026)