LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,396
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,808
−HK$1,435/mo
Today · 4.125%
HK$48,243
baseline
▲ 0.50% · 4.625%
HK$51,178
+HK$2,935/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,486/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,503
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,857
−HK$1,374/mo
Today · 4.125%
HK$53,231
baseline
▲ 0.50% · 4.625%
HK$56,037
+HK$2,806/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,462/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,475
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,170
−HK$1,721/mo
Today · 4.125%
HK$57,891
baseline
▲ 0.50% · 4.625%
HK$61,414
+HK$3,523/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$115,782/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,603
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,229
−HK$1,649/mo
Today · 4.125%
HK$63,878
baseline
▲ 0.50% · 4.625%
HK$67,245
+HK$3,367/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$127,756/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,555
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,531
−HK$2,009/mo
Today · 4.125%
HK$67,540
baseline
▲ 0.50% · 4.625%
HK$71,650
+HK$4,110/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,080/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,704
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,600
−HK$1,924/mo
Today · 4.125%
HK$74,524
baseline
▲ 0.50% · 4.625%
HK$78,452
+HK$3,928/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,048/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,713
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$84,255
−HK$2,582/mo
Today · 4.125%
HK$86,837
baseline
▲ 0.50% · 4.625%
HK$92,121
+HK$5,284/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,674/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,905
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,343
−HK$2,473/mo
Today · 4.125%
HK$95,816
baseline
▲ 0.50% · 4.625%
HK$100,867
+HK$5,051/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,632/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,563 · Scale 2, in force from 26 Feb 2026)