LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,397
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,809
−HK$1,434/mo
Today · 4.125%
HK$48,243
baseline
▲ 0.50% · 4.625%
HK$51,179
+HK$2,936/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,486/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,503
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,858
−HK$1,374/mo
Today · 4.125%
HK$53,232
baseline
▲ 0.50% · 4.625%
HK$56,038
+HK$2,806/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,464/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,476
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,170
−HK$1,722/mo
Today · 4.125%
HK$57,892
baseline
▲ 0.50% · 4.625%
HK$61,415
+HK$3,523/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$115,784/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,604
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,229
−HK$1,649/mo
Today · 4.125%
HK$63,878
baseline
▲ 0.50% · 4.625%
HK$67,245
+HK$3,367/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$127,756/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,555
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,532
−HK$2,009/mo
Today · 4.125%
HK$67,541
baseline
▲ 0.50% · 4.625%
HK$71,650
+HK$4,109/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,082/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,705
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,601
−HK$1,923/mo
Today · 4.125%
HK$74,524
baseline
▲ 0.50% · 4.625%
HK$78,453
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,048/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,714
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$84,256
−HK$2,582/mo
Today · 4.125%
HK$86,838
baseline
▲ 0.50% · 4.625%
HK$92,122
+HK$5,284/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,676/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,906
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,344
−HK$2,473/mo
Today · 4.125%
HK$95,817
baseline
▲ 0.50% · 4.625%
HK$100,868
+HK$5,051/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,634/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,570 · Scale 2, in force from 26 Feb 2026)