LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,399
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,811
−HK$1,434/mo
Today · 4.125%
HK$48,245
baseline
▲ 0.50% · 4.625%
HK$51,181
+HK$2,936/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,490/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,505
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,860
−HK$1,374/mo
Today · 4.125%
HK$53,234
baseline
▲ 0.50% · 4.625%
HK$56,040
+HK$2,806/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,468/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,478
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,173
−HK$1,722/mo
Today · 4.125%
HK$57,895
baseline
▲ 0.50% · 4.625%
HK$61,417
+HK$3,522/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$115,790/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,607
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,232
−HK$1,649/mo
Today · 4.125%
HK$63,881
baseline
▲ 0.50% · 4.625%
HK$67,248
+HK$3,367/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$127,762/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,558
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,535
−HK$2,009/mo
Today · 4.125%
HK$67,544
baseline
▲ 0.50% · 4.625%
HK$71,653
+HK$4,109/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,088/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,708
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,604
−HK$1,924/mo
Today · 4.125%
HK$74,528
baseline
▲ 0.50% · 4.625%
HK$78,456
+HK$3,928/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,056/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,717
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,259
−HK$2,583/mo
Today · 4.125%
HK$86,842
baseline
▲ 0.50% · 4.625%
HK$92,126
+HK$5,284/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,684/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,910
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,348
−HK$2,473/mo
Today · 4.125%
HK$95,821
baseline
▲ 0.50% · 4.625%
HK$100,872
+HK$5,051/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,642/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,603 · Scale 2, in force from 26 Feb 2026)