LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,399
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,811
−HK$1,435/mo
Today · 4.125%
HK$48,246
baseline
▲ 0.50% · 4.625%
HK$51,182
+HK$2,936/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,492/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,506
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,861
−HK$1,374/mo
Today · 4.125%
HK$53,235
baseline
▲ 0.50% · 4.625%
HK$56,041
+HK$2,806/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,470/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,479
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,174
−HK$1,721/mo
Today · 4.125%
HK$57,895
baseline
▲ 0.50% · 4.625%
HK$61,418
+HK$3,523/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$115,790/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,607
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,233
−HK$1,649/mo
Today · 4.125%
HK$63,882
baseline
▲ 0.50% · 4.625%
HK$67,249
+HK$3,367/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$127,764/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,559
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,536
−HK$2,008/mo
Today · 4.125%
HK$67,544
baseline
▲ 0.50% · 4.625%
HK$71,654
+HK$4,110/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,088/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,709
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,605
−HK$1,924/mo
Today · 4.125%
HK$74,529
baseline
▲ 0.50% · 4.625%
HK$78,457
+HK$3,928/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,058/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,718
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,260
−HK$2,583/mo
Today · 4.125%
HK$86,843
baseline
▲ 0.50% · 4.625%
HK$92,127
+HK$5,284/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,686/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,911
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,349
−HK$2,474/mo
Today · 4.125%
HK$95,823
baseline
▲ 0.50% · 4.625%
HK$100,874
+HK$5,051/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,646/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,613 · Scale 2, in force from 26 Feb 2026)