LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,400
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,812
−HK$1,434/mo
Today · 4.125%
HK$48,246
baseline
▲ 0.50% · 4.625%
HK$51,182
+HK$2,936/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$96,492/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,507
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,861
−HK$1,374/mo
Today · 4.125%
HK$53,235
baseline
▲ 0.50% · 4.625%
HK$56,041
+HK$2,806/mo
Deposit HK$9.95M · loan HK$9.95M · min. income ≈ HK$106,470/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,479
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,174
−HK$1,722/mo
Today · 4.125%
HK$57,896
baseline
▲ 0.50% · 4.625%
HK$61,419
+HK$3,523/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$115,792/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,608
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,233
−HK$1,649/mo
Today · 4.125%
HK$63,882
baseline
▲ 0.50% · 4.625%
HK$67,250
+HK$3,368/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$127,764/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,559
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,536
−HK$2,009/mo
Today · 4.125%
HK$67,545
baseline
▲ 0.50% · 4.625%
HK$71,655
+HK$4,110/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,090/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,709
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,606
−HK$1,923/mo
Today · 4.125%
HK$74,529
baseline
▲ 0.50% · 4.625%
HK$78,458
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,058/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,719
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,261
−HK$2,583/mo
Today · 4.125%
HK$86,844
baseline
▲ 0.50% · 4.625%
HK$92,128
+HK$5,284/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,688/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,912
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,350
−HK$2,473/mo
Today · 4.125%
HK$95,823
baseline
▲ 0.50% · 4.625%
HK$100,874
+HK$5,051/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,646/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,619 · Scale 2, in force from 26 Feb 2026)