LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,400
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,812
−HK$1,435/mo
Today · 4.125%
HK$48,247
baseline
▲ 0.50% · 4.625%
HK$51,183
+HK$2,936/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,494/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,507
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,862
−HK$1,374/mo
Today · 4.125%
HK$53,236
baseline
▲ 0.50% · 4.625%
HK$56,042
+HK$2,806/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,472/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,480
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,175
−HK$1,721/mo
Today · 4.125%
HK$57,896
baseline
▲ 0.50% · 4.625%
HK$61,419
+HK$3,523/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$115,792/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,608
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,234
−HK$1,649/mo
Today · 4.125%
HK$63,883
baseline
▲ 0.50% · 4.625%
HK$67,250
+HK$3,367/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$127,766/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,560
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,537
−HK$2,009/mo
Today · 4.125%
HK$67,546
baseline
▲ 0.50% · 4.625%
HK$71,656
+HK$4,110/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,092/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,710
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,606
−HK$1,924/mo
Today · 4.125%
HK$74,530
baseline
▲ 0.50% · 4.625%
HK$78,459
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,060/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,720
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$84,262
−HK$2,582/mo
Today · 4.125%
HK$86,844
baseline
▲ 0.50% · 4.625%
HK$92,129
+HK$5,285/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,688/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,913
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,351
−HK$2,473/mo
Today · 4.125%
HK$95,824
baseline
▲ 0.50% · 4.625%
HK$100,875
+HK$5,051/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,648/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,626 · Scale 2, in force from 26 Feb 2026)