LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,402
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,814
−HK$1,435/mo
Today · 4.125%
HK$48,249
baseline
▲ 0.50% · 4.625%
HK$51,185
+HK$2,936/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,498/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,509
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,863
−HK$1,375/mo
Today · 4.125%
HK$53,238
baseline
▲ 0.50% · 4.625%
HK$56,044
+HK$2,806/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,476/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,482
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,177
−HK$1,721/mo
Today · 4.125%
HK$57,898
baseline
▲ 0.50% · 4.625%
HK$61,421
+HK$3,523/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$115,796/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,611
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,236
−HK$1,649/mo
Today · 4.125%
HK$63,885
baseline
▲ 0.50% · 4.625%
HK$67,253
+HK$3,368/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$127,770/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,562
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,539
−HK$2,009/mo
Today · 4.125%
HK$67,548
baseline
▲ 0.50% · 4.625%
HK$71,658
+HK$4,110/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,096/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,712
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,609
−HK$1,924/mo
Today · 4.125%
HK$74,533
baseline
▲ 0.50% · 4.625%
HK$78,462
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,066/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,723
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,265
−HK$2,583/mo
Today · 4.125%
HK$86,848
baseline
▲ 0.50% · 4.625%
HK$92,132
+HK$5,284/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,696/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,916
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,354
−HK$2,474/mo
Today · 4.125%
HK$95,828
baseline
▲ 0.50% · 4.625%
HK$100,879
+HK$5,051/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,656/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,654 · Scale 2, in force from 26 Feb 2026)