LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,403
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,815
−HK$1,435/mo
Today · 4.125%
HK$48,250
baseline
▲ 0.50% · 4.625%
HK$51,186
+HK$2,936/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,500/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,510
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,865
−HK$1,374/mo
Today · 4.125%
HK$53,239
baseline
▲ 0.50% · 4.625%
HK$56,045
+HK$2,806/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,478/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,483
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,178
−HK$1,722/mo
Today · 4.125%
HK$57,900
baseline
▲ 0.50% · 4.625%
HK$61,423
+HK$3,523/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$115,800/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,612
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,238
−HK$1,649/mo
Today · 4.125%
HK$63,887
baseline
▲ 0.50% · 4.625%
HK$67,255
+HK$3,368/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$127,774/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,564
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,541
−HK$2,009/mo
Today · 4.125%
HK$67,550
baseline
▲ 0.50% · 4.625%
HK$71,660
+HK$4,110/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,100/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,714
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,611
−HK$1,924/mo
Today · 4.125%
HK$74,535
baseline
▲ 0.50% · 4.625%
HK$78,464
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,070/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,725
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,267
−HK$2,583/mo
Today · 4.125%
HK$86,850
baseline
▲ 0.50% · 4.625%
HK$92,135
+HK$5,285/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,700/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,918
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,357
−HK$2,473/mo
Today · 4.125%
HK$95,830
baseline
▲ 0.50% · 4.625%
HK$100,882
+HK$5,052/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,660/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,674 · Scale 2, in force from 26 Feb 2026)