LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,404
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,816
−HK$1,435/mo
Today · 4.125%
HK$48,251
baseline
▲ 0.50% · 4.625%
HK$51,187
+HK$2,936/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,502/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,511
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,866
−HK$1,374/mo
Today · 4.125%
HK$53,240
baseline
▲ 0.50% · 4.625%
HK$56,047
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,480/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,485
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,179
−HK$1,722/mo
Today · 4.125%
HK$57,901
baseline
▲ 0.50% · 4.625%
HK$61,424
+HK$3,523/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$115,802/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,614
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,239
−HK$1,649/mo
Today · 4.125%
HK$63,888
baseline
▲ 0.50% · 4.625%
HK$67,256
+HK$3,368/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$127,776/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,565
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,543
−HK$2,008/mo
Today · 4.125%
HK$67,551
baseline
▲ 0.50% · 4.625%
HK$71,662
+HK$4,111/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,102/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,716
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,612
−HK$1,924/mo
Today · 4.125%
HK$74,536
baseline
▲ 0.50% · 4.625%
HK$78,465
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,072/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,727
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,269
−HK$2,583/mo
Today · 4.125%
HK$86,852
baseline
▲ 0.50% · 4.625%
HK$92,137
+HK$5,285/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,704/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,920
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,359
−HK$2,473/mo
Today · 4.125%
HK$95,832
baseline
▲ 0.50% · 4.625%
HK$100,884
+HK$5,052/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,664/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,689 · Scale 2, in force from 26 Feb 2026)