LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,405
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,817
−HK$1,435/mo
Today · 4.125%
HK$48,252
baseline
▲ 0.50% · 4.625%
HK$51,188
+HK$2,936/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,504/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,512
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,867
−HK$1,374/mo
Today · 4.125%
HK$53,241
baseline
▲ 0.50% · 4.625%
HK$56,048
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,482/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,486
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,180
−HK$1,722/mo
Today · 4.125%
HK$57,902
baseline
▲ 0.50% · 4.625%
HK$61,425
+HK$3,523/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$115,804/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,615
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,240
−HK$1,649/mo
Today · 4.125%
HK$63,889
baseline
▲ 0.50% · 4.625%
HK$67,257
+HK$3,368/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$127,778/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,566
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,544
−HK$2,009/mo
Today · 4.125%
HK$67,553
baseline
▲ 0.50% · 4.625%
HK$71,663
+HK$4,110/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,106/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,717
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,614
−HK$1,924/mo
Today · 4.125%
HK$74,538
baseline
▲ 0.50% · 4.625%
HK$78,467
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,076/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,728
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,271
−HK$2,582/mo
Today · 4.125%
HK$86,853
baseline
▲ 0.50% · 4.625%
HK$92,138
+HK$5,285/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,706/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,922
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,360
−HK$2,474/mo
Today · 4.125%
HK$95,834
baseline
▲ 0.50% · 4.625%
HK$100,886
+HK$5,052/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,668/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,703 · Scale 2, in force from 26 Feb 2026)