LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,406
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,818
−HK$1,435/mo
Today · 4.125%
HK$48,253
baseline
▲ 0.50% · 4.625%
HK$51,189
+HK$2,936/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,506/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,513
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,868
−HK$1,374/mo
Today · 4.125%
HK$53,242
baseline
▲ 0.50% · 4.625%
HK$56,049
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,484/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,487
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,181
−HK$1,722/mo
Today · 4.125%
HK$57,903
baseline
▲ 0.50% · 4.625%
HK$61,427
+HK$3,524/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$115,806/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,616
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,242
−HK$1,649/mo
Today · 4.125%
HK$63,891
baseline
▲ 0.50% · 4.625%
HK$67,258
+HK$3,367/mo
Deposit HK$7.96M · loan HK$11.95M · min. income ≈ HK$127,782/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,568
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,545
−HK$2,009/mo
Today · 4.125%
HK$67,554
baseline
▲ 0.50% · 4.625%
HK$71,664
+HK$4,110/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,108/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,718
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,615
−HK$1,924/mo
Today · 4.125%
HK$74,539
baseline
▲ 0.50% · 4.625%
HK$78,468
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,078/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,730
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,272
−HK$2,583/mo
Today · 4.125%
HK$86,855
baseline
▲ 0.50% · 4.625%
HK$92,140
+HK$5,285/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,710/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,924
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,362
−HK$2,474/mo
Today · 4.125%
HK$95,836
baseline
▲ 0.50% · 4.625%
HK$100,888
+HK$5,052/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,672/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,718 · Scale 2, in force from 26 Feb 2026)