LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,406
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,819
−HK$1,435/mo
Today · 4.125%
HK$48,254
baseline
▲ 0.50% · 4.625%
HK$51,190
+HK$2,936/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,508/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,514
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,869
−HK$1,374/mo
Today · 4.125%
HK$53,243
baseline
▲ 0.50% · 4.625%
HK$56,050
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,486/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,488
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,183
−HK$1,722/mo
Today · 4.125%
HK$57,905
baseline
▲ 0.50% · 4.625%
HK$61,428
+HK$3,523/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,810/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,617
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,243
−HK$1,649/mo
Today · 4.125%
HK$63,892
baseline
▲ 0.50% · 4.625%
HK$67,260
+HK$3,368/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,784/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,569
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,546
−HK$2,009/mo
Today · 4.125%
HK$67,555
baseline
▲ 0.50% · 4.625%
HK$71,666
+HK$4,111/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,110/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,720
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,617
−HK$1,924/mo
Today · 4.125%
HK$74,541
baseline
▲ 0.50% · 4.625%
HK$78,470
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,082/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,732
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,274
−HK$2,583/mo
Today · 4.125%
HK$86,857
baseline
▲ 0.50% · 4.625%
HK$92,142
+HK$5,285/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,714/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,926
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,364
−HK$2,474/mo
Today · 4.125%
HK$95,838
baseline
▲ 0.50% · 4.625%
HK$100,890
+HK$5,052/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,676/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,733 · Scale 2, in force from 26 Feb 2026)