LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,407
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,820
−HK$1,435/mo
Today · 4.125%
HK$48,255
baseline
▲ 0.50% · 4.625%
HK$51,191
+HK$2,936/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,510/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,515
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,870
−HK$1,374/mo
Today · 4.125%
HK$53,244
baseline
▲ 0.50% · 4.625%
HK$56,051
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,488/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,489
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,184
−HK$1,722/mo
Today · 4.125%
HK$57,906
baseline
▲ 0.50% · 4.625%
HK$61,429
+HK$3,523/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,812/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,618
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,244
−HK$1,649/mo
Today · 4.125%
HK$63,893
baseline
▲ 0.50% · 4.625%
HK$67,261
+HK$3,368/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,786/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,570
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,547
−HK$2,009/mo
Today · 4.125%
HK$67,556
baseline
▲ 0.50% · 4.625%
HK$71,667
+HK$4,111/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,112/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,721
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,618
−HK$1,924/mo
Today · 4.125%
HK$74,542
baseline
▲ 0.50% · 4.625%
HK$78,471
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,084/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,733
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,275
−HK$2,583/mo
Today · 4.125%
HK$86,858
baseline
▲ 0.50% · 4.625%
HK$92,143
+HK$5,285/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,716/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,927
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,366
−HK$2,474/mo
Today · 4.125%
HK$95,840
baseline
▲ 0.50% · 4.625%
HK$100,891
+HK$5,051/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,680/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,745 · Scale 2, in force from 26 Feb 2026)