LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,408
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,821
−HK$1,435/mo
Today · 4.125%
HK$48,256
baseline
▲ 0.50% · 4.625%
HK$51,192
+HK$2,936/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,512/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,516
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,871
−HK$1,375/mo
Today · 4.125%
HK$53,246
baseline
▲ 0.50% · 4.625%
HK$56,052
+HK$2,806/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,492/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,490
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,185
−HK$1,722/mo
Today · 4.125%
HK$57,907
baseline
▲ 0.50% · 4.625%
HK$61,430
+HK$3,523/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,814/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,620
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,245
−HK$1,650/mo
Today · 4.125%
HK$63,895
baseline
▲ 0.50% · 4.625%
HK$67,263
+HK$3,368/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,790/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,572
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,549
−HK$2,009/mo
Today · 4.125%
HK$67,558
baseline
▲ 0.50% · 4.625%
HK$71,669
+HK$4,111/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,116/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,723
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,620
−HK$1,924/mo
Today · 4.125%
HK$74,544
baseline
▲ 0.50% · 4.625%
HK$78,473
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,088/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,735
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,277
−HK$2,583/mo
Today · 4.125%
HK$86,860
baseline
▲ 0.50% · 4.625%
HK$92,146
+HK$5,286/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,720/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,929
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,368
−HK$2,474/mo
Today · 4.125%
HK$95,842
baseline
▲ 0.50% · 4.625%
HK$100,894
+HK$5,052/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,684/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,763 · Scale 2, in force from 26 Feb 2026)